Go-ISIS ProductsWhile you are abroad you should always limit risks as much as possible. Still, things can go wrong. You can get hurt, fall seriously ill or get involved in a car accident. Apart from the emotional distress, the financial consequences can quickly reach enormous heights. ISIS offers you a comprehensive travel insurance for a very low price. Table of Benefits (read here) Premium ( read here)Policy Conditions (read here) Older Policy Conditions: (version 0204) (version 1103) High costs Medical expenses can be lower in other countries, but medical treatment can be very poor too. An evacuation of a patient to another country or to an international hospital is often necessary, causing high medical expenses. Reciprocal agreements You may think it is not necessary to take out insurance for medical expenses, because a reciprocal health agreement (like the E111 in Europe) is applicable to the country of destination. In practice, however, this cover may be insufficient. In countries with a reciprocal health agreement you are entitled to the same medical care local residents are entitled to. Credit cards also offer a very basic and inadequate cover for medical expenses. While choosing the right cover, it is important to take into account the country of destination. In some countries (USA, Canada, Japan, Switzerland) medical expenses can be very high. Extensive cover is essential in these countries, since cover can be insufficient resulting in you having to pay the expenses yourself. Medical expenses are high a.o. because there is no national health service and hospitals face high liability claims when releasing a patient too early. |
